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Terms & Conditions – Instant Loan Calculator

By using  Instant Loan Calculator , you agree to these Terms & Conditions. 1. App Purpose Instant Loan Calculator is an informational and educational calculator application designed to help users estimate: EMI calculations Interest calculations Loan repayment estimates Financial planning calculations The App does not provide real loans, lending services, or financial approvals. 2. No Financial Advice The information and calculations provided by the App are for general informational purposes only. We do not provide: Financial advice Banking services Loan approvals Credit services Users should verify financial decisions independently. 3. Accuracy While we aim to provide accurate calculations, we do not guarantee that all results are error-free or suitable for every financial situation. 4. User Responsibilities You agree not to: Misuse the App Attempt unauthorized access Reverse engineer the App Use the App for illegal purpose 5. Intellectual Property All app content, branding, de...

EULA – End User License Agreement

This End User License Agreement (“EULA”) is a legal agreement between you and  Martha Perez  for the use of the iOS application  Instant Loan Calculator . 1. License Grant We grant you a limited, non-transferable, non-exclusive license to use the App on Apple-branded devices that you own or control. 2. Restrictions You may not: Copy or modify the App Sell or redistribute the App Reverse engineer the App Use the App unlawfully 3. Subscription & Purchases If the App offers subscriptions or premium features: Payments are handled through Apple App Store Subscriptions automatically renew unless canceled Users can manage subscriptions in Apple ID settings 4. Disclaimer The App is provided “AS IS” without warranties of any kind. We do not guarantee: Continuous availability Error-free operation Financial accuracy for all situations 5. Limitation of Liability To the maximum extent permitted by law, Martha Perez shall not be liable for any indirect, incidental, or consequential...

Privacy Policy – Instant Loan Calculator

Welcome to  Instant Loan Calculator  (“App”), operated by  Martha Perez . This Privacy Policy explains how we collect, use, and protect your information when you use our iOS application. 1. Information We Collect We do not collect sensitive personal financial information. The App may collect limited non-personal information such as: Device type iOS version App performance data Crash logs Analytics data This information is used only to improve app performance and user experience. 2. Calculator Data All calculations entered in the App are processed locally on your device. We do not store, share, or upload your calculator inputs to our servers. 3. Advertising & Analytics The App may use third-party services such as: Apple Analytics Firebase Analytics Google AdMob These services may collect anonymous usage information according to their own privacy policies. 4. Data Sharing We do not sell, trade, or rent user data to third parties. 5. Children’s Privacy The App is not dir...